Don:
I am an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida, Georgia, Illinois, Kentucky, Louisiana, New Jersey, South Carolina, Texas and Virginia. No insurance business may be conducted outside these states referenced.

Additionally, I am a Registered Representative of and offer securities products and services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the state(s) of Florida, Georgia, Illinois, South Carolina, and Virginia. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Steven:
I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Connecticut and Florida. No insurance business may be conducted outside this/these state(s) referenced.

Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of Florida and New Jersey. No offers may be made or accepted from any resident outside the specific states referenced.